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The Disraeli Room is a hub for new ideas, commentary and analysis. ResPublica's blog is named after the great reforming Prime Minister of the nineteenth century, Benjamin Disraeli, and welcomes contributions from across the political, academic and professional spectrum.
With over 200 people attending across the Community Development Finance Institutions (CDFI) industry, as well as across the private, public and public sectors, there was an undeniable buzz around Community Finance 2015 – the CDFA’s annual conference – at the Grand Connaught Rooms last month.
In previous years the release of the Green Party General Election manifesto has not been accompanied with a great deal of interest from the national media, but with a growing share of the vote and with the outcome of the election staggeringly uncertain, the party may yet help to determine who forms the new administration.
It is further evidence of the priority now accorded to housing policy by the public and the media that much of the interest in the Conservative Party manifesto, published today, has focused on the proposed extension of the ‘right to buy’ policy to housing association (HA) tenants.
Since the financial crisis of 2008 there have been significant changes in access to credit. Much has been written about difficulties faced by small businesses, and the behaviour of banks withdrawing from small loans and (perceived) high risk investments.
A priest, a rabbi and an imam walked into a bank. It sounds like the start of a bad joke, but in fact it was the start of a very effective campaign.
Before entering Parliament I worked as an electrical engineer, mainly in telecoms. I spent a lot of time in network software development, getting networks to talk to each other and exchange voice and data.
Most people I speak to regarding the Bitcoin protocol have never heard of it. Of those that have, the majority have heard of only bitcoin the ‘currency’. I put that in pretty quotation marks and italics because I am firmly in the “moonshot it will not go to zero” camp.
Users have migrated from running all their own software and storing files locally to accessing their data through cloud-based software solutions. The migration of files has also been accompanied with flows of personal information to corporations.
The latest buzzwords on everyone’s lips is FinTech; the apparently effortless splicing of finance and technology into one expression. This seamless merger belies reality as the people working in the two industries are akin to oil and water when it comes to culture and terminology.
Last Wednesday the government formally announced plans to welcome and regulate digital currency activity in the UK. The promise of research funding, police training, and pragmatic regulation are welcome first steps, but to what end?
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