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As other journalists and commentators have noted, despite the impressive achievements of the Conservatives in coalition – jobs up, incomes increased and bureaucracy streamlined – the party still has a reputation for cut-throat ‘nastiness’ and serving entrenched privilege.
When we step back and review how our lives work one thing that becomes abundantly clear is that they are entwined with the financial system. On a daily basis, we depend on financial services to enable us to eat, work and sleep.
The years since the turn of the century have been ones of growth and modernisation in the credit union sector. In 2000, there were 687 credit unions with 325,000 members, lending £175 million and with total assets of £214 million.
With over 200 people attending across the Community Development Finance Institutions (CDFI) industry, as well as across the private, public and public sectors, there was an undeniable buzz around Community Finance 2015 – the CDFA’s annual conference – at the Grand Connaught Rooms last month.
In previous years the release of the Green Party General Election manifesto has not been accompanied with a great deal of interest from the national media, but with a growing share of the vote and with the outcome of the election staggeringly uncertain, the party may yet help to determine who forms the new administration.
Since the financial crisis of 2008 there have been significant changes in access to credit. Much has been written about difficulties faced by small businesses, and the behaviour of banks withdrawing from small loans and (perceived) high risk investments.
A priest, a rabbi and an imam walked into a bank. It sounds like the start of a bad joke, but in fact it was the start of a very effective campaign.
Before entering Parliament I worked as an electrical engineer, mainly in telecoms. I spent a lot of time in network software development, getting networks to talk to each other and exchange voice and data.
Most people I speak to regarding the Bitcoin protocol have never heard of it. Of those that have, the majority have heard of only bitcoin the ‘currency’. I put that in pretty quotation marks and italics because I am firmly in the “moonshot it will not go to zero” camp.
Users have migrated from running all their own software and storing files locally to accessing their data through cloud-based software solutions. The migration of files has also been accompanied with flows of personal information to corporations.
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