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4000% Are payday loans ever in the consumer interest? #PaydayLoansFringe.
On the back of a recent Office for Fair Trading report on payday loans; the short-term lending sector has come under increased criticism and scrutiny. With some payday lenders exhibiting unethical and unscrupulous behaviour, it is unclear whether payday lending functions as a crucial form of finance for those on low incomes, or simply a means of locking the poor into a cycle of debt. With the demand for payday loans apparent, trust needs to be reinjected into the sector with clear regulations, ethical practices and clear accountability.
Co-hosted with Consumer Finance Association.
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