Asset Building for Children with Disabilities

By Sandra Gruescu,Samuel Middleton 4 Comments

ResPublica's final report of the summer was launched on Thursday 21st July 2011, at a stakeholder roundtable hosted by the British Bankers' Association and attended by a number of policy experts, finance providers and financial inclusion groups.

Building on a previous publication by ResPublica, Asset Building for Children, the report, produced in partnership with Scope, provides a fresh and much-needed contribution to debates on disability poverty, bringing to light new and innovative ideas as to how assets and savings can better the life chances of disabled children and make them more independent as adults. Its recommendations are aimed at improving disabled children’s financial resilience, smoothing the transition into adulthood, and improving the opportunities for young disabled people to realise their potential. It calls for the financial services industry to develop products that:

Allow flexibility – for e.g. short notice withdrawals without penalty,
Incentivise savings with no impact on means tested benefits,
Have businesses make gift in kind contributions – if customers spend a disproportionate amount on their services e.g. discounted utility bills,
Incorporate robust financial management information and advice.

For further information on our work on financial capability and re-capitalising the poor, please contact Caroline Macfarland, Head of Communications and Events, caroline.macfarland@respublica.org.uk

Comments on: Asset Building for Children with Disabilities

Farhan Akarm 05 January 2012

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Farhan Akarm 05 January 2012

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Big Society in Reality 02 August 2011

Charities "hit by funding cuts"

More that 2,000 charities across England have had their funding cut or withdrawn altogether by local councils, according to research.

An anti-cuts campaign produced the findings from more than 250 responses to Freedom of Information requests.

The cuts total more than £10m in the past year, but the final figure could be far higher, their report claimed.

The government said any councils not recognising the importance of the voluntary sector were "short-sighted".

A quarter of all charities receive funding from the state and for some groups - such as employment and training organisations - it can make up the bulk of their income.

Research for the False Economy website - a resource hub for the anti-cuts movement supported by the Trades Union Congress (TUC) - found it was charities related to children and young people that were most affected, with more than 200 receiving cuts in funding.

Birmingham was the council that had made the biggest number of cuts, although it is the largest local authority in the UK.

In the past year the cuts have totalled over £10m, but the final figure is likely to be as much as £100m because some authorities have not yet finalised their plans, said the report.
"Challenging decisions"

TUC general secretary Brendan Barber said the figures showed that the idea charities can replace direct services currently provided by central or local government was false.

"It sounds great, but in practice the Big Society is looking more and more like a big con," he said.

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